Terms of Service

These Terms of Service govern your use of the Solmira Home Loans website and services provided by Solmira Home Loans (NMLS #2870116).

Last Updated: August 1, 2026

1. Acceptance of Terms

By accessing or using the Solmira Home Loans website (solmirahomeloans.com), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please do not use this website.

2. Services Description

Solmira Home Loans (NMLS #2870116) is a licensed mortgage company offering residential and commercial mortgage services, including FHA, Conventional, VA, USDA, DSCR, Bank Statement, Alt Doc, and Commercial/Non-QM loan programs.

3. Not a Commitment to Lend

Nothing on this website constitutes a commitment to lend or a guarantee of mortgage approval. All loan applications are subject to full credit and property review, underwriting approval, and applicable federal and state regulations.

4. Informational Purposes Only

The content on this website is provided for general informational purposes only. It does not constitute legal, financial, or tax advice. You should consult with qualified professionals before making any financial decisions.

5. User Responsibilities

When using our website or submitting information, you agree to:

Provide accurate, complete, and truthful information
Not use the website for any unlawful purpose
Not attempt to interfere with the website's security or functionality
Not submit false loan applications or misrepresent your financial information

6. SMS / Electronic Communications Consent

By submitting your contact information, you consent to receive communications from Solmira Home Loans via SMS, phone, and email regarding your mortgage inquiry. This consent is not required as a condition of any purchase or service.

Reply STOP to opt out of SMS communications at any time.
Reply HELP for assistance or contact us at [email protected].
Message & data rates may apply. We comply with TCPA, CTIA guidelines, and A2P 10DLC carrier requirements.

7. Intellectual Property

All content on this website, including text, logos, images, and graphics, is the property of Solmira Home Loans and is protected by applicable copyright and trademark laws. You may not reproduce or distribute content without written permission.

8. Third-Party Links

This website may contain links to third-party websites. Solmira Home Loans is not responsible for the content, accuracy, or privacy practices of those websites.

9. Limitation of Liability

Solmira Home Loans shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website or any information contained herein. Our total liability shall not exceed the fees paid by you for services rendered, if any.

10. RESPA Compliance

Solmira Home Loans complies with the Real Estate Settlement Procedures Act (RESPA) and does not pay or receive referral fees in connection with real estate settlement services.

11. Fair Lending

Solmira Home Loans is an Equal Housing Lender. We do not discriminate based on race, color, religion, national origin, sex, marital status, age, disability, or any other characteristic protected by law.

12. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles. Any disputes shall be resolved in the appropriate courts located in Osceola County, Florida.

13. Changes to These Terms

We reserve the right to modify these Terms at any time. Continued use of the website following any changes constitutes your acceptance of the revised Terms. The "Last Updated" date at the top reflects the most recent revision.

14. Contact Us

For questions about these Terms of Service, please contact:

Solmira Home Loans
NMLS #2870116
St. Cloud, Florida
Email: [email protected]
Phone: 1-888-740-0054